Call reports 2022
FIRST NATIONAL BANK OF GILBERT, THE — 2022
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 68,282,000 | 72,431,000 | 72,762,000 | 73,321,000 |
| Total loans | 52,304,000 | 54,840,000 | 57,822,000 | 58,961,000 |
| Allowance for loan losses | 531,000 | 556,000 | 581,000 | 607,000 |
| Securities available for sale | 6,755,000 | 6,672,000 | 6,616,000 | 6,662,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,054,000 | 57,432,000 | 57,706,000 | 57,096,000 |
| Interest-bearing deposits | 48,035,000 | 48,530,000 | 48,308,000 | 48,306,000 |
| Noninterest-bearing deposits | 9,019,000 | 8,902,000 | 9,398,000 | 8,789,000 |
| Equity capital | 4,293,000 | 5,254,000 | 5,304,000 | 5,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,299,000 | 1,994,000 | 2,714,000 |
| Interest expense | 68,000 | 127,000 | 238,000 | 374,000 |
| Net interest income | 575,000 | 1,172,000 | 1,756,000 | 2,340,000 |
| Noninterest income | 27,000 | 54,000 | 79,000 | 121,000 |
| Noninterest expense | 403,000 | 839,000 | 1,239,000 | 1,753,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 75,000 |
| Pretax income | 203,000 | 355,000 | 544,000 | 652,000 |
| Income tax | 0 | 50,000 | 90,000 | 185,000 |
| Net income | 203,000 | 305,000 | 454,000 | 467,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,444,000 | 5,446,000 | 5,595,000 | 5,508,000 |
| Total capital | 4,904,000 | 5,934,000 | 6,106,000 | 6,029,000 |
| Risk-weighted assets | 36,724,000 | 38,975,000 | 40,845,000 | 41,617,000 |