Call reports 2020
FIRST NATIONAL BANK OF GILBERT, THE — 2020
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 48,552,000 | 55,265,000 | 62,936,000 | 66,193,000 |
| Total loans | 35,418,000 | 37,992,000 | 42,828,000 | 44,139,000 |
| Allowance for loan losses | 378,000 | 381,000 | 401,000 | 431,000 |
| Securities available for sale | 1,707,000 | 2,420,000 | 5,174,000 | 5,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,304,000 | 47,064,000 | 52,578,000 | 53,807,000 |
| Interest-bearing deposits | 37,170,000 | 40,873,000 | 46,112,000 | 47,425,000 |
| Noninterest-bearing deposits | 5,134,000 | 6,191,000 | 6,466,000 | 6,383,000 |
| Equity capital | 3,496,000 | 3,638,000 | 3,801,000 | 3,823,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 1,060,000 | 1,652,000 | 2,263,000 |
| Interest expense | 73,000 | 139,000 | 200,000 | 257,000 |
| Net interest income | 418,000 | 921,000 | 1,452,000 | 2,006,000 |
| Noninterest income | 19,000 | 38,000 | 62,000 | 81,000 |
| Noninterest expense | 340,000 | 691,000 | 1,044,000 | 1,471,000 |
| Provision for loan losses | 50,000 | 60,000 | 80,000 | 110,000 |
| Pretax income | 14,000 | 187,000 | 367,000 | 497,000 |
| Income tax | 15,000 | 30,000 | 45,000 | 132,000 |
| Net income | -1,000 | 157,000 | 322,000 | 365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,488,000 | 3,626,000 | 3,792,000 | 3,814,000 |
| Total capital | 3,830,000 | 3,996,000 | 4,193,000 | 4,245,000 |
| Risk-weighted assets | 27,331,000 | 29,618,000 | 33,029,000 | 34,462,000 |