Call reports 2019
FIRST NATIONAL BANK OF GILBERT, THE — 2019
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 43,115,000 | 43,313,000 | 45,623,000 | 48,744,000 |
| Total loans | 29,783,000 | 30,102,000 | 32,763,000 | 35,123,000 |
| Allowance for loan losses | 263,000 | 268,000 | 278,000 | 328,000 |
| Securities available for sale | 2,953,000 | 2,872,000 | 2,465,000 | 2,347,000 |
| Securities held to maturity | 16,000 | 16,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,526,000 | 38,578,000 | 39,274,000 | 41,472,000 |
| Interest-bearing deposits | 34,679,000 | 33,679,000 | 34,913,000 | 36,334,000 |
| Noninterest-bearing deposits | 4,847,000 | 4,899,000 | 4,361,000 | 5,138,000 |
| Equity capital | 3,343,000 | 3,472,000 | 3,588,000 | 3,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 432,000 | 886,000 | 1,370,000 | 1,883,000 |
| Interest expense | 48,000 | 94,000 | 141,000 | 203,000 |
| Net interest income | 384,000 | 792,000 | 1,229,000 | 1,680,000 |
| Noninterest income | 28,000 | 57,000 | 83,000 | 102,000 |
| Noninterest expense | 321,000 | 676,000 | 1,005,000 | 1,485,000 |
| Provision for loan losses | 0 | 10,000 | 20,000 | 70,000 |
| Pretax income | 91,000 | 163,000 | 287,000 | 243,000 |
| Income tax | 0 | 5,000 | 13,000 | 57,000 |
| Net income | 91,000 | 158,000 | 274,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,275,000 | 3,384,000 | 3,500,000 | 3,489,000 |
| Total capital | 3,538,000 | 3,652,000 | 3,778,000 | 3,817,000 |
| Risk-weighted assets | 22,923,000 | 23,429,000 | 25,271,000 | 27,263,000 |