Call reports 2016
FIRST NATIONAL BANK OF GILBERT, THE — 2016
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 35,793,000 | 35,184,000 | 35,878,000 | 35,866,000 |
| Total loans | 16,841,000 | 17,217,000 | 17,831,000 | 18,953,000 |
| Allowance for loan losses | 196,000 | 197,000 | 197,000 | 208,000 |
| Securities available for sale | 7,911,000 | 7,503,000 | 7,215,000 | 7,109,000 |
| Securities held to maturity | 61,000 | 61,000 | 54,000 | 54,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,589,000 | 31,909,000 | 32,543,000 | 32,655,000 |
| Interest-bearing deposits | 27,794,000 | 27,938,000 | 28,640,000 | 28,882,000 |
| Noninterest-bearing deposits | 4,795,000 | 3,971,000 | 3,903,000 | 3,773,000 |
| Equity capital | 2,979,000 | 3,024,000 | 3,099,000 | 2,965,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 297,000 | 594,000 | 894,000 | 1,208,000 |
| Interest expense | 23,000 | 48,000 | 72,000 | 96,000 |
| Net interest income | 274,000 | 546,000 | 822,000 | 1,112,000 |
| Noninterest income | 27,000 | 52,000 | 79,000 | 106,000 |
| Noninterest expense | 214,000 | 469,000 | 687,000 | 1,036,000 |
| Provision for loan losses | 0 | 0 | 0 | 10,000 |
| Pretax income | 87,000 | 129,000 | 214,000 | 172,000 |
| Income tax | 1,000 | 4,000 | 11,000 | 30,000 |
| Net income | 86,000 | 125,000 | 203,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,859,000 | 2,885,000 | 2,962,000 | 2,888,000 |
| Total capital | 3,055,000 | 3,082,000 | 3,159,000 | 3,096,000 |
| Risk-weighted assets | 15,975,000 | 16,369,000 | 16,621,000 | 17,450,000 |