Call reports 2015
FIRST NATIONAL BANK OF GILBERT, THE — 2015
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 33,732,000 | 33,263,000 | 34,432,000 | 35,401,000 |
| Total loans | 14,718,000 | 15,294,000 | 16,186,000 | 17,144,000 |
| Allowance for loan losses | 171,000 | 172,000 | 182,000 | 193,000 |
| Securities available for sale | 9,213,000 | 8,534,000 | 8,409,000 | 8,145,000 |
| Securities held to maturity | 75,000 | 75,000 | 68,000 | 68,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 29,672,000 | 29,279,000 | 30,348,000 | 31,387,000 |
| Interest-bearing deposits | 24,418,000 | 25,298,000 | 26,450,000 | 27,685,000 |
| Noninterest-bearing deposits | 5,254,000 | 3,981,000 | 3,898,000 | 3,702,000 |
| Equity capital | 3,778,000 | 3,739,000 | 3,833,000 | 3,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 273,000 | 548,000 | 848,000 | 1,148,000 |
| Interest expense | 21,000 | 44,000 | 66,000 | 91,000 |
| Net interest income | 252,000 | 504,000 | 782,000 | 1,057,000 |
| Noninterest income | 18,000 | 39,000 | 61,000 | 88,000 |
| Noninterest expense | 236,000 | 465,000 | 678,000 | 1,018,000 |
| Provision for loan losses | 0 | 15,000 | 25,000 | 38,000 |
| Pretax income | 34,000 | 63,000 | 140,000 | 89,000 |
| Income tax | -2,000 | -2,000 | 0 | -19,000 |
| Net income | 36,000 | 65,000 | 140,000 | 108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,623,000 | 3,633,000 | 3,707,000 | 3,655,000 |
| Total capital | 3,794,000 | 3,805,000 | 3,889,000 | 3,848,000 |
| Risk-weighted assets | 14,237,000 | 14,428,000 | 15,087,000 | 15,853,000 |