Call reports 2014
FIRST NATIONAL BANK OF GILBERT, THE — 2014
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 32,407,000 | 31,114,000 | 32,641,000 | 33,448,000 |
| Total loans | 13,466,000 | 13,997,000 | 14,099,000 | 14,617,000 |
| Allowance for loan losses | 150,000 | 161,000 | 170,000 | 170,000 |
| Securities available for sale | 8,924,000 | 8,885,000 | 8,881,000 | 8,828,000 |
| Securities held to maturity | 88,000 | 88,000 | 82,000 | 82,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,451,000 | 27,074,000 | 28,516,000 | 29,448,000 |
| Interest-bearing deposits | 23,618,000 | 21,921,000 | 23,814,000 | 24,403,000 |
| Noninterest-bearing deposits | 4,833,000 | 5,153,000 | 4,702,000 | 5,045,000 |
| Equity capital | 3,704,000 | 3,766,000 | 3,845,000 | 3,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 266,000 | 529,000 | 804,000 | 1,076,000 |
| Interest expense | 22,000 | 44,000 | 64,000 | 87,000 |
| Net interest income | 244,000 | 485,000 | 740,000 | 989,000 |
| Noninterest income | 25,000 | 48,000 | 95,000 | 137,000 |
| Noninterest expense | 194,000 | 401,000 | 626,000 | 995,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 30,000 |
| Pretax income | 65,000 | 112,000 | 179,000 | 101,000 |
| Income tax | 0 | 2,000 | 7,000 | 12,000 |
| Net income | 65,000 | 110,000 | 172,000 | 89,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,603,000 | 3,628,000 | 3,690,000 | 3,587,000 |
| Total capital | 3,753,000 | 3,789,000 | 3,860,000 | 3,757,000 |
| Risk-weighted assets | 13,992,000 | 14,152,000 | 13,993,000 | 14,705,000 |