Call reports 2012
FIRST NATIONAL BANK OF GILBERT, THE — 2012
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,429,000 | 28,242,000 | 30,387,000 | 31,572,000 |
| Total loans | 11,397,000 | 12,474,000 | 13,015,000 | 13,510,000 |
| Allowance for loan losses | 177,000 | 179,000 | 181,000 | 182,000 |
| Securities available for sale | 6,610,000 | 6,871,000 | 6,941,000 | 7,121,000 |
| Securities held to maturity | 112,000 | 112,000 | 106,000 | 106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,563,000 | 24,333,000 | 26,394,000 | 27,636,000 |
| Interest-bearing deposits | 20,053,000 | 19,889,000 | 21,628,000 | 22,856,000 |
| Noninterest-bearing deposits | 4,510,000 | 4,444,000 | 4,766,000 | 4,780,000 |
| Equity capital | 3,577,000 | 3,619,000 | 3,700,000 | 3,606,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 250,000 | 510,000 | 780,000 | 1,052,000 |
| Interest expense | 37,000 | 71,000 | 103,000 | 134,000 |
| Net interest income | 213,000 | 439,000 | 677,000 | 918,000 |
| Noninterest income | 23,000 | 47,000 | 74,000 | 85,000 |
| Noninterest expense | 212,000 | 426,000 | 626,000 | 925,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 24,000 | 60,000 | 125,000 | 78,000 |
| Income tax | 4,000 | 5,000 | 7,000 | 33,000 |
| Net income | 20,000 | 55,000 | 118,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,422,000 | 3,456,000 | 3,520,000 | 3,427,000 |
| Total capital | 3,575,000 | 3,616,000 | 3,687,000 | 3,597,000 |
| Risk-weighted assets | 12,185,000 | 12,745,000 | 13,322,000 | 13,571,000 |