Call reports 2011
FIRST NATIONAL BANK OF GILBERT, THE — 2011
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 24,973,000 | 25,297,000 | 26,558,000 | 26,745,000 |
| Total loans | 11,413,000 | 11,134,000 | 11,044,000 | 11,169,000 |
| Allowance for loan losses | 172,000 | 173,000 | 175,000 | 173,000 |
| Securities available for sale | 4,170,000 | 4,920,000 | 5,175,000 | 5,377,000 |
| Securities held to maturity | 124,000 | 124,000 | 118,000 | 118,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,213,000 | 21,491,000 | 22,700,000 | 22,827,000 |
| Interest-bearing deposits | 17,268,000 | 17,588,000 | 18,346,000 | 18,979,000 |
| Noninterest-bearing deposits | 3,946,000 | 3,903,000 | 4,354,000 | 3,848,000 |
| Equity capital | 3,492,000 | 3,534,000 | 3,579,000 | 3,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 246,000 | 488,000 | 732,000 | 979,000 |
| Interest expense | 41,000 | 79,000 | 119,000 | 156,000 |
| Net interest income | 205,000 | 409,000 | 613,000 | 823,000 |
| Noninterest income | 26,000 | 53,000 | 61,000 | 103,000 |
| Noninterest expense | 217,000 | 446,000 | 659,000 | 901,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 12,000 | 43,000 | 42,000 | 52,000 |
| Income tax | -30,000 | -30,000 | -30,000 | -19,000 |
| Net income | 42,000 | 73,000 | 72,000 | 71,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,394,000 | 3,426,000 | 3,424,000 | 3,403,000 |
| Total capital | 3,541,000 | 3,572,000 | 3,568,000 | 3,547,000 |
| Risk-weighted assets | 11,763,000 | 11,649,000 | 11,473,000 | 11,513,000 |