Call reports 2010
FIRST NATIONAL BANK OF GILBERT, THE — 2010
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 24,648,000 | 24,056,000 | 24,127,000 | 24,665,000 |
| Total loans | 11,597,000 | 11,856,000 | 11,489,000 | 12,005,000 |
| Allowance for loan losses | 164,000 | 164,000 | 168,000 | 170,000 |
| Securities available for sale | 4,167,000 | 4,018,000 | 3,831,000 | 4,085,000 |
| Securities held to maturity | 135,000 | 135,000 | 130,000 | 130,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,988,000 | 20,357,000 | 20,346,000 | 20,960,000 |
| Interest-bearing deposits | 17,237,000 | 16,480,000 | 16,595,000 | 17,420,000 |
| Noninterest-bearing deposits | 3,750,000 | 3,877,000 | 3,751,000 | 3,540,000 |
| Equity capital | 3,417,000 | 3,449,000 | 3,510,000 | 3,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 255,000 | 517,000 | 777,000 | 1,033,000 |
| Interest expense | 47,000 | 91,000 | 134,000 | 178,000 |
| Net interest income | 208,000 | 426,000 | 643,000 | 855,000 |
| Noninterest income | 23,000 | 52,000 | 72,000 | 100,000 |
| Noninterest expense | 215,000 | 432,000 | 638,000 | 871,000 |
| Provision for loan losses | 35,000 | 35,000 | 45,000 | 47,000 |
| Pretax income | -19,000 | 11,000 | 32,000 | 37,000 |
| Income tax | 1,000 | 3,000 | 14,000 | 24,000 |
| Net income | -20,000 | 8,000 | 18,000 | 13,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,329,000 | 3,357,000 | 3,377,000 | 3,352,000 |
| Total capital | 3,479,000 | 3,508,000 | 3,526,000 | 3,506,000 |
| Risk-weighted assets | 11,964,000 | 12,034,000 | 11,909,000 | 12,282,000 |