Call reports 2008
FIRST NATIONAL BANK OF GILBERT, THE — 2008
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 23,943,000 | 23,746,000 | 23,528,000 | 24,503,000 |
| Total loans | 12,586,000 | 12,299,000 | 12,570,000 | 12,718,000 |
| Allowance for loan losses | 177,000 | 177,000 | 177,000 | 170,000 |
| Securities available for sale | 5,180,000 | 5,856,000 | 6,189,000 | 5,931,000 |
| Securities held to maturity | 279,000 | 210,000 | 212,000 | 213,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,148,000 | 20,024,000 | 19,789,000 | 20,838,000 |
| Interest-bearing deposits | 16,527,000 | 16,379,000 | 16,390,000 | 17,409,000 |
| Noninterest-bearing deposits | 3,621,000 | 3,645,000 | 3,399,000 | 3,429,000 |
| Equity capital | 3,527,000 | 3,483,000 | 3,515,000 | 3,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 382,000 | 717,000 | 1,054,000 | 1,393,000 |
| Interest expense | 116,000 | 215,000 | 300,000 | 376,000 |
| Net interest income | 266,000 | 502,000 | 754,000 | 1,017,000 |
| Noninterest income | 26,000 | 60,000 | 92,000 | 131,000 |
| Noninterest expense | 260,000 | 491,000 | 737,000 | 989,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 32,000 | 71,000 | 109,000 | 159,000 |
| Income tax | 3,000 | 4,000 | 14,000 | 21,000 |
| Net income | 29,000 | 67,000 | 95,000 | 138,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,385,000 | 3,405,000 | 3,433,000 | 3,376,000 |
| Total capital | 3,534,000 | 3,563,000 | 3,593,000 | 3,538,000 |
| Risk-weighted assets | 12,912,000 | 12,647,000 | 12,827,000 | 12,945,000 |