Call reports 2007
FIRST NATIONAL BANK OF GILBERT, THE — 2007
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 25,202,000 | 24,125,000 | 23,812,000 | 23,991,000 |
| Total loans | 13,059,000 | 13,017,000 | 13,181,000 | 12,770,000 |
| Allowance for loan losses | 182,000 | 180,000 | 165,000 | 172,000 |
| Securities available for sale | 6,770,000 | 7,075,000 | 6,452,000 | 5,815,000 |
| Securities held to maturity | 307,000 | 274,000 | 276,000 | 277,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 21,467,000 | 20,399,000 | 19,981,000 | 20,204,000 |
| Interest-bearing deposits | 17,380,000 | 16,628,000 | 16,370,000 | 16,539,000 |
| Noninterest-bearing deposits | 4,087,000 | 3,771,000 | 3,611,000 | 3,664,000 |
| Equity capital | 3,502,000 | 3,500,000 | 3,583,000 | 3,516,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 383,000 | 756,000 | 1,129,000 | 1,498,000 |
| Interest expense | 121,000 | 248,000 | 375,000 | 501,000 |
| Net interest income | 262,000 | 508,000 | 754,000 | 997,000 |
| Noninterest income | 33,000 | 71,000 | 102,000 | 144,000 |
| Noninterest expense | 214,000 | 446,000 | 671,000 | 920,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 81,000 | 132,000 | 184,000 | 220,000 |
| Income tax | 6,000 | 12,000 | 20,000 | 30,000 |
| Net income | 75,000 | 120,000 | 164,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,391,000 | 3,416,000 | 3,460,000 | 3,357,000 |
| Total capital | 3,555,000 | 3,579,000 | 3,625,000 | 3,529,000 |
| Risk-weighted assets | 13,257,000 | 13,034,000 | 13,184,000 | 13,045,000 |