Call reports 2005
FIRST NATIONAL BANK OF GILBERT, THE — 2005
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 23,910,000 | 23,517,000 | 23,969,000 | 23,934,000 |
| Total loans | 12,502,000 | 12,527,000 | 13,842,000 | 14,065,000 |
| Allowance for loan losses | 162,000 | 167,000 | 172,000 | 176,000 |
| Securities available for sale | 4,485,000 | 4,838,000 | 4,911,000 | 4,795,000 |
| Securities held to maturity | 427,000 | 428,000 | 429,000 | 431,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,645,000 | 20,189,000 | 20,588,000 | 20,523,000 |
| Interest-bearing deposits | 17,115,000 | 16,740,000 | 16,903,000 | 16,830,000 |
| Noninterest-bearing deposits | 3,530,000 | 3,449,000 | 3,686,000 | 3,693,000 |
| Equity capital | 3,113,000 | 3,162,000 | 3,208,000 | 3,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 287,000 | 596,000 | 925,000 | 1,264,000 |
| Interest expense | 60,000 | 127,000 | 198,000 | 271,000 |
| Net interest income | 227,000 | 469,000 | 727,000 | 993,000 |
| Noninterest income | 26,000 | 57,000 | 107,000 | 149,000 |
| Noninterest expense | 210,000 | 440,000 | 670,000 | 891,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 38,000 | 76,000 | 149,000 | 231,000 |
| Income tax | 10,000 | 22,000 | 35,000 | 56,000 |
| Net income | 28,000 | 54,000 | 114,000 | 175,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,074,000 | 3,079,000 | 3,105,000 | 3,153,000 |
| Total capital | 3,236,000 | 3,232,000 | 3,268,000 | 3,318,000 |
| Risk-weighted assets | 12,202,000 | 12,247,000 | 13,005,000 | 13,195,000 |