Call reports 2004
FIRST NATIONAL BANK OF GILBERT, THE — 2004
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 23,411,000 | 22,912,000 | 23,422,000 | 23,647,000 |
| Total loans | 12,900,000 | 12,788,000 | 13,026,000 | 12,928,000 |
| Allowance for loan losses | 163,000 | 151,000 | 155,000 | 159,000 |
| Securities available for sale | 2,820,000 | 2,824,000 | 2,809,000 | 3,621,000 |
| Securities held to maturity | 437,000 | 438,000 | 439,000 | 440,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,257,000 | 19,796,000 | 20,256,000 | 20,341,000 |
| Interest-bearing deposits | 17,194,000 | 16,722,000 | 16,961,000 | 17,131,000 |
| Noninterest-bearing deposits | 3,063,000 | 3,074,000 | 3,295,000 | 3,210,000 |
| Equity capital | 3,013,000 | 2,971,000 | 3,020,000 | 3,155,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 290,000 | 582,000 | 869,000 | 1,167,000 |
| Interest expense | 65,000 | 129,000 | 191,000 | 251,000 |
| Net interest income | 225,000 | 453,000 | 678,000 | 916,000 |
| Noninterest income | 29,000 | 60,000 | 102,000 | 137,000 |
| Noninterest expense | 222,000 | 468,000 | 674,000 | 898,000 |
| Provision for loan losses | 5,000 | 10,000 | 15,000 | 20,000 |
| Pretax income | 27,000 | 35,000 | 91,000 | 135,000 |
| Income tax | 2,000 | 3,000 | 22,000 | 29,000 |
| Net income | 25,000 | 32,000 | 69,000 | 106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,005,000 | 2,992,000 | 3,029,000 | 3,046,000 |
| Total capital | 3,168,000 | 3,143,000 | 3,184,000 | 3,205,000 |
| Risk-weighted assets | 12,578,000 | 12,457,000 | 12,511,000 | 12,274,000 |