Call reports 2003
FIRST NATIONAL BANK OF GILBERT, THE — 2003
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 23,368,000 | 22,862,000 | 22,911,000 | 23,767,000 |
| Total loans | 13,345,000 | 13,920,000 | 13,705,000 | 13,360,000 |
| Allowance for loan losses | 157,000 | 159,000 | 166,000 | 161,000 |
| Securities available for sale | 3,276,000 | 3,236,000 | 2,608,000 | 2,497,000 |
| Securities held to maturity | 512,000 | 483,000 | 485,000 | 486,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,273,000 | 19,771,000 | 19,764,000 | 20,632,000 |
| Interest-bearing deposits | 17,515,000 | 17,034,000 | 16,955,000 | 17,713,000 |
| Noninterest-bearing deposits | 2,758,000 | 2,737,000 | 2,809,000 | 2,919,000 |
| Equity capital | 2,962,000 | 2,958,000 | 3,014,000 | 2,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 325,000 | 659,000 | 974,000 | 1,276,000 |
| Interest expense | 89,000 | 161,000 | 230,000 | 296,000 |
| Net interest income | 236,000 | 498,000 | 744,000 | 980,000 |
| Noninterest income | 33,000 | 76,000 | 132,000 | 165,000 |
| Noninterest expense | 202,000 | 444,000 | 642,000 | 884,000 |
| Provision for loan losses | 5,000 | 10,000 | 25,000 | 25,000 |
| Pretax income | 60,000 | 118,000 | 207,000 | 234,000 |
| Income tax | 8,000 | 46,000 | 69,000 | 92,000 |
| Net income | 52,000 | 72,000 | 138,000 | 142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,931,000 | 2,931,000 | 2,997,000 | 2,980,000 |
| Total capital | 3,088,000 | 3,090,000 | 3,163,000 | 3,141,000 |
| Risk-weighted assets | 12,676,000 | 12,893,000 | 12,794,000 | 12,882,000 |