Call reports 2002
FIRST NATIONAL BANK OF GILBERT, THE — 2002
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 22,181,000 | 22,314,000 | 23,378,000 | 23,520,000 |
| Total loans | 13,141,000 | 13,822,000 | 13,275,000 | 13,229,000 |
| Allowance for loan losses | 145,000 | 157,000 | 168,000 | 157,000 |
| Securities available for sale | 3,924,000 | 3,647,000 | 3,721,000 | 3,767,000 |
| Securities held to maturity | 612,000 | 613,000 | 612,000 | 612,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,211,000 | 19,307,000 | 20,293,000 | 20,446,000 |
| Interest-bearing deposits | 16,532,000 | 16,406,000 | 17,547,000 | 17,689,000 |
| Noninterest-bearing deposits | 2,679,000 | 2,901,000 | 2,746,000 | 2,757,000 |
| Equity capital | 2,833,000 | 2,873,000 | 2,948,000 | 2,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 359,000 | 721,000 | 1,079,000 | 1,422,000 |
| Interest expense | 122,000 | 225,000 | 328,000 | 426,000 |
| Net interest income | 237,000 | 496,000 | 751,000 | 996,000 |
| Noninterest income | 29,000 | 59,000 | 103,000 | 139,000 |
| Noninterest expense | 179,000 | 405,000 | 602,000 | 848,000 |
| Provision for loan losses | 5,000 | 10,000 | 20,000 | 30,000 |
| Pretax income | 82,000 | 140,000 | 232,000 | 257,000 |
| Income tax | 30,000 | 44,000 | 66,000 | 77,000 |
| Net income | 52,000 | 96,000 | 166,000 | 180,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,813,000 | 2,838,000 | 2,907,000 | 2,895,000 |
| Total capital | 2,958,000 | 2,995,000 | 3,075,000 | 3,052,000 |
| Risk-weighted assets | 12,926,000 | 12,877,000 | 13,333,000 | 12,903,000 |