Call reports 2001
FIRST NATIONAL BANK OF GILBERT, THE — 2001
What FIRST NATIONAL BANK OF GILBERT, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 20,770,000 | 21,041,000 | 21,901,000 | 23,551,000 |
| Total loans | 13,079,000 | 13,272,000 | 13,460,000 | 13,004,000 |
| Allowance for loan losses | 153,000 | 154,000 | 156,000 | 153,000 |
| Securities available for sale | 3,888,000 | 3,975,000 | 4,391,000 | 4,516,000 |
| Securities held to maturity | 555,000 | 548,000 | 616,000 | 615,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,948,000 | 18,207,000 | 18,948,000 | 20,614,000 |
| Interest-bearing deposits | 15,569,000 | 15,621,000 | 16,307,000 | 17,947,000 |
| Noninterest-bearing deposits | 2,379,000 | 2,585,000 | 2,641,000 | 2,667,000 |
| Equity capital | 2,693,000 | 2,714,000 | 2,815,000 | 2,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 397,000 | 799,000 | 1,201,000 | 1,592,000 |
| Interest expense | 163,000 | 323,000 | 476,000 | 619,000 |
| Net interest income | 234,000 | 476,000 | 725,000 | 973,000 |
| Noninterest income | 29,000 | 65,000 | 99,000 | 134,000 |
| Noninterest expense | 178,000 | 412,000 | 593,000 | 824,000 |
| Provision for loan losses | 5,000 | 5,000 | 10,000 | 20,000 |
| Pretax income | 80,000 | 124,000 | 221,000 | 263,000 |
| Income tax | 31,000 | 40,000 | 55,000 | 73,000 |
| Net income | 49,000 | 84,000 | 166,000 | 190,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,659,000 | 2,675,000 | 2,757,000 | 2,761,000 |
| Total capital | 2,812,000 | 2,829,000 | 2,913,000 | 2,914,000 |
| Risk-weighted assets | 12,140,000 | 12,440,000 | 12,612,000 | 13,167,000 |