Call reports 2022
FIRST GUARANTY BANK — 2022
What FIRST GUARANTY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,908,057,000 | 2,956,930,000 | 3,094,006,000 | 3,149,346,000 |
| Total loans | 2,231,119,000 | 2,295,738,000 | 2,417,327,000 | 2,519,077,000 |
| Allowance for loan losses | 24,144,000 | 23,583,000 | 23,468,000 | 23,518,000 |
| Securities available for sale | 133,233,000 | 131,091,000 | 131,318,000 | 131,458,000 |
| Securities held to maturity | 319,562,000 | 319,731,000 | 319,899,000 | 320,068,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,633,132,000 | 2,666,200,000 | 2,712,012,000 | 2,727,116,000 |
| Interest-bearing deposits | 2,067,969,000 | 2,099,437,000 | 2,174,025,000 | 2,199,377,000 |
| Noninterest-bearing deposits | 565,163,000 | 566,763,000 | 537,987,000 | 527,739,000 |
| Equity capital | 259,851,000 | 276,585,000 | 283,250,000 | 287,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 30,434,000 | 62,918,000 | 98,108,000 | 136,350,000 |
| Interest expense | 5,129,000 | 10,712,000 | 19,840,000 | 33,827,000 |
| Net interest income | 25,305,000 | 52,206,000 | 78,268,000 | 102,523,000 |
| Noninterest income | 1,895,000 | 4,265,000 | 8,147,000 | 10,663,000 |
| Noninterest expense | 16,308,000 | 33,340,000 | 50,637,000 | 68,855,000 |
| Provision for loan losses | 632,000 | 1,389,000 | 2,898,000 | 3,656,000 |
| Pretax income | 10,220,000 | 21,686,000 | 32,805,000 | 40,601,000 |
| Income tax | 2,133,000 | 4,522,000 | 6,838,000 | 8,416,000 |
| Net income | 8,087,000 | 17,164,000 | 25,967,000 | 32,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 256,132,000 | 274,084,000 | 281,777,000 | 284,992,000 |
| Total capital | 280,276,000 | 297,667,000 | 305,245,000 | 308,510,000 |
| Risk-weighted assets | 2,461,947,000 | 2,535,659,000 | 2,657,746,000 | 2,763,329,000 |