Call reports 2021
FIRST GUARANTY BANK — 2021
What FIRST GUARANTY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,565,655,000 | 2,746,611,000 | 2,822,373,000 | 2,874,343,000 |
| Total loans | 1,966,432,000 | 2,066,408,000 | 2,073,461,000 | 2,159,359,000 |
| Allowance for loan losses | 24,792,000 | 25,515,000 | 25,338,000 | 24,029,000 |
| Securities available for sale | 67,692,000 | 293,152,000 | 226,814,000 | 210,620,000 |
| Securities held to maturity | 152,926,000 | 153,130,000 | 153,333,000 | 153,536,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,320,231,000 | 2,426,976,000 | 2,548,432,000 | 2,601,635,000 |
| Interest-bearing deposits | 1,847,998,000 | 1,937,435,000 | 2,044,725,000 | 2,063,914,000 |
| Noninterest-bearing deposits | 472,233,000 | 489,541,000 | 503,707,000 | 537,721,000 |
| Equity capital | 224,648,000 | 251,508,000 | 252,625,000 | 255,291,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 25,329,000 | 52,299,000 | 81,648,000 | 111,779,000 |
| Interest expense | 5,286,000 | 10,412,000 | 15,640,000 | 20,731,000 |
| Net interest income | 20,043,000 | 41,887,000 | 66,008,000 | 91,048,000 |
| Noninterest income | 2,132,000 | 4,670,000 | 6,632,000 | 9,217,000 |
| Noninterest expense | 14,669,000 | 30,203,000 | 45,410,000 | 61,747,000 |
| Provision for loan losses | 608,000 | 1,508,000 | 1,812,000 | 2,055,000 |
| Pretax income | 6,983,000 | 15,898,000 | 26,283,000 | 37,161,000 |
| Income tax | 1,446,000 | 3,299,000 | 5,461,000 | 7,726,000 |
| Net income | 5,537,000 | 12,599,000 | 20,822,000 | 29,435,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 211,255,000 | 237,992,000 | 240,185,000 | 243,973,000 |
| Total capital | 236,047,000 | 263,507,000 | 265,523,000 | 268,002,000 |
| Risk-weighted assets | 2,045,508,000 | 2,237,345,000 | 2,312,260,000 | 2,388,366,000 |