Call reports 2020
FIRST GUARANTY BANK — 2020
What FIRST GUARANTY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,247,931,000 | 2,435,762,000 | 2,509,114,000 | 2,468,461,000 |
| Total loans | 1,544,608,000 | 1,641,004,000 | 1,788,951,000 | 1,844,135,000 |
| Allowance for loan losses | 11,961,000 | 14,017,000 | 14,588,000 | 24,518,000 |
| Securities available for sale | 433,926,000 | 450,538,000 | 416,319,000 | 238,548,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,949,900,000 | 2,122,989,000 | 2,195,902,000 | 2,168,114,000 |
| Interest-bearing deposits | 1,627,447,000 | 1,686,692,000 | 1,725,629,000 | 1,754,902,000 |
| Noninterest-bearing deposits | 322,453,000 | 436,296,000 | 470,272,000 | 413,213,000 |
| Equity capital | 226,172,000 | 234,903,000 | 237,603,000 | 228,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 25,400,000 | 50,678,000 | 75,798,000 | 100,484,000 |
| Interest expense | 6,873,000 | 12,806,000 | 18,452,000 | 23,877,000 |
| Net interest income | 18,527,000 | 37,872,000 | 57,346,000 | 76,607,000 |
| Noninterest income | 1,838,000 | 3,658,000 | 5,644,000 | 7,600,000 |
| Noninterest expense | 13,999,000 | 27,333,000 | 40,819,000 | 55,372,000 |
| Provision for loan losses | 1,245,000 | 3,081,000 | 4,626,000 | 14,877,000 |
| Pretax income | 5,620,000 | 12,971,000 | 20,188,000 | 28,759,000 |
| Income tax | 1,172,000 | 2,692,000 | 4,182,000 | 5,939,000 |
| Net income | 4,448,000 | 10,279,000 | 16,006,000 | 22,820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,706,000 | 205,487,000 | 207,274,000 | 209,507,000 |
| Total capital | 215,667,000 | 219,504,000 | 221,862,000 | 233,391,000 |
| Risk-weighted assets | 1,806,430,000 | 1,849,234,000 | 2,001,335,000 | 1,910,060,000 |