Call reports 2019
FIRST GUARANTY BANK — 2019
What FIRST GUARANTY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,902,323,000 | 1,868,545,000 | 1,800,856,000 | 2,113,006,000 |
| Total loans | 1,298,693,000 | 1,300,553,000 | 1,292,911,000 | 1,525,490,000 |
| Allowance for loan losses | 11,001,000 | 10,908,000 | 12,230,000 | 10,929,000 |
| Securities available for sale | 268,429,000 | 228,249,000 | 178,792,000 | 339,937,000 |
| Securities held to maturity | 105,878,000 | 103,183,000 | 89,976,000 | 86,579,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,718,352,000 | 1,680,633,000 | 1,609,641,000 | 1,853,655,000 |
| Interest-bearing deposits | 1,458,944,000 | 1,422,306,000 | 1,351,504,000 | 1,527,125,000 |
| Noninterest-bearing deposits | 259,408,000 | 258,327,000 | 258,137,000 | 326,530,000 |
| Equity capital | 176,390,000 | 180,069,000 | 181,173,000 | 224,676,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 21,930,000 | 45,308,000 | 67,349,000 | 91,412,000 |
| Interest expense | 6,956,000 | 14,285,000 | 21,276,000 | 28,178,000 |
| Net interest income | 14,974,000 | 31,023,000 | 46,073,000 | 63,234,000 |
| Noninterest income | 1,547,000 | 3,089,000 | 6,206,000 | 8,166,000 |
| Noninterest expense | 10,861,000 | 22,127,000 | 33,072,000 | 45,954,000 |
| Provision for loan losses | 787,000 | 2,421,000 | 4,148,000 | 4,860,000 |
| Pretax income | 4,469,000 | 9,147,000 | 14,672,000 | 20,234,000 |
| Income tax | 918,000 | 1,889,000 | 3,037,000 | 4,151,000 |
| Net income | 3,551,000 | 7,258,000 | 11,635,000 | 16,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 171,867,000 | 172,883,000 | 173,610,000 | 203,034,000 |
| Total capital | 182,868,000 | 183,791,000 | 185,840,000 | 213,963,000 |
| Risk-weighted assets | 1,470,532,000 | 1,460,993,000 | 1,457,541,000 | 1,697,009,000 |