Call reports 2018
FIRST GUARANTY BANK — 2018
What FIRST GUARANTY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,726,371,000 | 1,717,951,000 | 1,747,083,000 | 1,812,878,000 |
| Total loans | 1,139,008,000 | 1,174,780,000 | 1,189,956,000 | 1,225,612,000 |
| Allowance for loan losses | 9,788,000 | 10,770,000 | 10,577,000 | 10,776,000 |
| Securities available for sale | 384,970,000 | 347,994,000 | 326,971,000 | 296,494,000 |
| Securities held to maturity | 117,111,000 | 114,044,000 | 110,950,000 | 108,326,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,556,179,000 | 1,537,148,000 | 1,551,501,000 | 1,637,692,000 |
| Interest-bearing deposits | 1,300,120,000 | 1,280,117,000 | 1,292,675,000 | 1,385,106,000 |
| Noninterest-bearing deposits | 256,059,000 | 257,031,000 | 258,827,000 | 252,586,000 |
| Equity capital | 165,703,000 | 165,228,000 | 165,357,000 | 169,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 18,289,000 | 37,547,000 | 57,632,000 | 78,303,000 |
| Interest expense | 4,146,000 | 8,712,000 | 13,905,000 | 19,692,000 |
| Net interest income | 14,143,000 | 28,835,000 | 43,727,000 | 58,611,000 |
| Noninterest income | 1,684,000 | 3,613,000 | 5,357,000 | 6,944,000 |
| Noninterest expense | 10,029,000 | 20,443,000 | 31,231,000 | 42,261,000 |
| Provision for loan losses | 605,000 | 196,000 | 568,000 | 1,354,000 |
| Pretax income | 5,203,000 | 11,604,000 | 16,383,000 | 20,110,000 |
| Income tax | 1,063,000 | 2,380,000 | 3,274,000 | 4,002,000 |
| Net income | 4,140,000 | 9,224,000 | 13,109,000 | 16,108,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 166,831,000 | 168,500,000 | 169,914,000 | 170,842,000 |
| Total capital | 176,619,000 | 179,270,000 | 180,491,000 | 181,618,000 |
| Risk-weighted assets | 1,330,820,000 | 1,342,553,000 | 1,347,738,000 | 1,400,691,000 |