Call reports 2017
FIRST GUARANTY BANK — 2017
What FIRST GUARANTY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,568,875,000 | 1,719,759,000 | 1,687,402,000 | 1,744,607,000 |
| Total loans | 994,439,000 | 1,116,438,000 | 1,114,405,000 | 1,150,322,000 |
| Allowance for loan losses | 11,647,000 | 11,578,000 | 10,313,000 | 9,225,000 |
| Securities available for sale | 425,994,000 | 424,735,000 | 387,046,000 | 381,535,000 |
| Securities held to maturity | 98,847,000 | 95,903,000 | 107,899,000 | 120,121,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,419,090,000 | 1,546,153,000 | 1,503,153,000 | 1,554,500,000 |
| Interest-bearing deposits | 1,167,799,000 | 1,277,775,000 | 1,240,516,000 | 1,297,669,000 |
| Noninterest-bearing deposits | 251,291,000 | 268,378,000 | 262,637,000 | 256,831,000 |
| Equity capital | 142,816,000 | 168,887,000 | 170,451,000 | 170,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 15,619,000 | 31,755,000 | 49,457,000 | 67,530,000 |
| Interest expense | 2,571,000 | 5,575,000 | 9,147,000 | 12,875,000 |
| Net interest income | 13,048,000 | 26,180,000 | 40,310,000 | 54,655,000 |
| Noninterest income | 1,345,000 | 2,883,000 | 4,872,000 | 6,675,000 |
| Noninterest expense | 8,214,000 | 16,764,000 | 26,676,000 | 36,765,000 |
| Provision for loan losses | 711,000 | 2,013,000 | 3,064,000 | 3,822,000 |
| Pretax income | 5,944,000 | 11,165,000 | 16,383,000 | 22,085,000 |
| Income tax | 2,045,000 | 3,855,000 | 5,664,000 | 8,232,000 |
| Net income | 3,899,000 | 7,310,000 | 10,719,000 | 13,853,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,576,000 | 162,843,000 | 163,799,000 | 167,173,000 |
| Total capital | 155,223,000 | 174,421,000 | 174,112,000 | 176,398,000 |
| Risk-weighted assets | 1,213,877,000 | 1,336,354,000 | 1,313,442,000 | 1,349,510,000 |