Call reports 2014
FIRST GUARANTY BANK — 2014
What FIRST GUARANTY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,440,268,000 | 1,468,112,000 | 1,473,665,000 | 1,515,072,000 |
| Total loans | 709,911,000 | 736,299,000 | 743,060,000 | 791,305,000 |
| Allowance for loan losses | 9,617,000 | 8,415,000 | 8,628,000 | 9,105,000 |
| Securities available for sale | 473,040,000 | 529,016,000 | 518,549,000 | 499,739,000 |
| Securities held to maturity | 146,597,000 | 145,047,000 | 143,353,000 | 141,795,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,297,510,000 | 1,328,751,000 | 1,321,059,000 | 1,372,561,000 |
| Interest-bearing deposits | 1,103,089,000 | 1,126,152,000 | 1,115,655,000 | 1,163,870,000 |
| Noninterest-bearing deposits | 194,421,000 | 202,599,000 | 205,405,000 | 208,691,000 |
| Equity capital | 129,501,000 | 135,091,000 | 135,946,000 | 138,176,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 12,848,000 | 26,130,000 | 39,256,000 | 53,385,000 |
| Interest expense | 2,331,000 | 4,628,000 | 6,886,000 | 9,075,000 |
| Net interest income | 10,517,000 | 21,502,000 | 32,370,000 | 44,310,000 |
| Noninterest income | 1,460,000 | 2,575,000 | 3,970,000 | 4,990,000 |
| Noninterest expense | 7,463,000 | 15,096,000 | 22,476,000 | 30,343,000 |
| Provision for loan losses | 300,000 | 657,000 | 1,054,000 | 1,962,000 |
| Pretax income | 4,367,000 | 8,533,000 | 13,110,000 | 17,290,000 |
| Income tax | 1,494,000 | 2,887,000 | 4,398,000 | 5,721,000 |
| Net income | 2,873,000 | 5,646,000 | 8,712,000 | 11,569,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,407,000 | 131,873,000 | 133,491,000 | 134,319,000 |
| Total capital | 140,024,000 | 140,288,000 | 142,119,000 | 143,426,000 |
| Risk-weighted assets | 937,838,000 | 976,389,000 | 993,023,000 | 1,027,119,000 |