Call reports 2013
FIRST GUARANTY BANK — 2013
What FIRST GUARANTY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,382,110,000 | 1,420,910,000 | 1,422,936,000 | 1,434,797,000 |
| Total loans | 653,285,000 | 685,857,000 | 689,881,000 | 703,254,000 |
| Allowance for loan losses | 9,407,000 | 10,177,000 | 10,146,000 | 10,355,000 |
| Securities available for sale | 570,070,000 | 489,988,000 | 481,925,000 | 484,146,000 |
| Securities held to maturity | 47,972,000 | 155,494,000 | 154,112,000 | 150,293,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,228,960,000 | 1,263,537,000 | 1,251,119,000 | 1,303,528,000 |
| Interest-bearing deposits | 1,037,148,000 | 1,072,120,000 | 1,058,838,000 | 1,098,808,000 |
| Noninterest-bearing deposits | 191,813,000 | 191,416,000 | 192,281,000 | 204,720,000 |
| Equity capital | 134,266,000 | 124,440,000 | 125,477,000 | 123,681,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 12,499,000 | 24,922,000 | 37,695,000 | 50,719,000 |
| Interest expense | 2,890,000 | 5,713,000 | 8,473,000 | 11,020,000 |
| Net interest income | 9,609,000 | 19,209,000 | 29,222,000 | 39,699,000 |
| Noninterest income | 1,428,000 | 2,915,000 | 4,435,000 | 5,773,000 |
| Noninterest expense | 7,550,000 | 15,195,000 | 22,929,000 | 30,239,000 |
| Provision for loan losses | 904,000 | 1,704,000 | 2,011,000 | 2,520,000 |
| Pretax income | 3,360,000 | 6,769,000 | 10,273,000 | 14,284,000 |
| Income tax | 1,171,000 | 2,359,000 | 3,516,000 | 4,789,000 |
| Net income | 2,189,000 | 4,410,000 | 6,757,000 | 9,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 124,918,000 | 126,120,000 | 127,377,000 | 128,879,000 |
| Total capital | 134,333,000 | 136,298,000 | 137,523,000 | 139,234,000 |
| Risk-weighted assets | 887,559,000 | 927,041,000 | 923,290,000 | 943,281,000 |