Call reports 2012
FIRST GUARANTY BANK — 2012
What FIRST GUARANTY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,359,290,000 | 1,363,501,000 | 1,360,559,000 | 1,406,832,000 |
| Total loans | 577,288,000 | 597,011,000 | 606,241,000 | 630,057,000 |
| Allowance for loan losses | 9,952,000 | 9,141,000 | 9,507,000 | 10,342,000 |
| Securities available for sale | 598,925,000 | 627,283,000 | 619,679,000 | 602,235,000 |
| Securities held to maturity | 92,448,000 | 32,983,000 | 24,976,000 | 58,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,214,323,000 | 1,206,682,000 | 1,207,120,000 | 1,253,926,000 |
| Interest-bearing deposits | 1,034,510,000 | 1,035,081,000 | 1,013,888,000 | 1,060,380,000 |
| Noninterest-bearing deposits | 179,812,000 | 171,600,000 | 193,232,000 | 193,546,000 |
| Equity capital | 125,915,000 | 131,410,000 | 134,286,000 | 135,538,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,388,000 | 28,552,000 | 41,638,000 | 55,093,000 |
| Interest expense | 3,537,000 | 6,864,000 | 10,020,000 | 13,032,000 |
| Net interest income | 10,851,000 | 21,688,000 | 31,618,000 | 42,061,000 |
| Noninterest income | 1,386,000 | 2,680,000 | 3,885,000 | 4,796,000 |
| Noninterest expense | 6,821,000 | 14,097,000 | 21,354,000 | 28,815,000 |
| Provision for loan losses | 1,200,000 | 2,104,000 | 3,014,000 | 4,134,000 |
| Pretax income | 4,944,000 | 9,650,000 | 14,365,000 | 18,778,000 |
| Income tax | 1,702,000 | 3,272,000 | 4,847,000 | 6,234,000 |
| Net income | 3,242,000 | 6,378,000 | 9,518,000 | 12,544,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 120,264,000 | 120,694,000 | 122,123,000 | 125,238,000 |
| Total capital | 130,216,000 | 129,846,000 | 131,642,000 | 135,590,000 |
| Risk-weighted assets | 881,626,000 | 886,533,000 | 863,739,000 | 876,189,000 |