Call reports 2011
FIRST GUARANTY BANK — 2011
What FIRST GUARANTY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,171,304,000 | 1,161,098,000 | 1,311,658,000 | 1,353,289,000 |
| Total loans | 569,615,000 | 546,495,000 | 606,658,000 | 573,100,000 |
| Allowance for loan losses | 8,229,000 | 7,785,000 | 7,704,000 | 8,879,000 |
| Securities available for sale | 323,752,000 | 308,172,000 | 404,239,000 | 520,206,000 |
| Securities held to maturity | 193,783,000 | 235,812,000 | 173,834,000 | 112,666,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,056,686,000 | 1,052,038,000 | 1,174,633,000 | 1,208,921,000 |
| Interest-bearing deposits | 911,047,000 | 902,529,000 | 1,010,659,000 | 1,039,378,000 |
| Noninterest-bearing deposits | 145,639,000 | 149,509,000 | 163,974,000 | 169,543,000 |
| Equity capital | 95,480,000 | 98,059,000 | 126,913,000 | 127,801,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 13,327,000 | 26,720,000 | 40,814,000 | 55,051,000 |
| Interest expense | 3,751,000 | 7,474,000 | 11,351,000 | 14,993,000 |
| Net interest income | 9,576,000 | 19,246,000 | 29,463,000 | 40,058,000 |
| Noninterest income | 1,200,000 | 2,552,000 | 5,331,000 | 6,633,000 |
| Noninterest expense | 6,429,000 | 12,745,000 | 20,023,000 | 27,036,000 |
| Provision for loan losses | 464,000 | 3,351,000 | 6,855,000 | 10,187,000 |
| Pretax income | 3,827,000 | 7,821,000 | 10,920,000 | 12,902,000 |
| Income tax | 1,335,000 | 2,728,000 | 3,321,000 | 3,923,000 |
| Net income | 2,492,000 | 5,093,000 | 7,599,000 | 8,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,899,000 | 94,059,000 | 118,350,000 | 118,727,000 |
| Total capital | 101,128,000 | 101,844,000 | 126,054,000 | 127,606,000 |
| Risk-weighted assets | 795,230,000 | 782,219,000 | 849,400,000 | 856,371,000 |