Call reports 2010
FIRST GUARANTY BANK — 2010
What FIRST GUARANTY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 958,431,000 | 1,026,098,000 | 1,059,926,000 | 1,132,551,000 |
| Total loans | 602,902,000 | 622,646,000 | 607,557,000 | 575,640,000 |
| Allowance for loan losses | 8,268,000 | 8,625,000 | 7,575,000 | 8,317,000 |
| Securities available for sale | 247,136,000 | 339,622,000 | 386,372,000 | 321,965,000 |
| Securities held to maturity | 12,247,000 | 0 | 0 | 159,833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 832,669,000 | 891,746,000 | 933,038,000 | 1,014,976,000 |
| Interest-bearing deposits | 704,500,000 | 762,066,000 | 799,490,000 | 876,486,000 |
| Noninterest-bearing deposits | 128,168,000 | 129,681,000 | 133,548,000 | 138,490,000 |
| Equity capital | 91,465,000 | 93,251,000 | 96,545,000 | 90,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 12,314,000 | 25,119,000 | 38,222,000 | 51,723,000 |
| Interest expense | 2,970,000 | 6,050,000 | 9,526,000 | 13,269,000 |
| Net interest income | 9,344,000 | 19,069,000 | 28,696,000 | 38,454,000 |
| Noninterest income | 1,234,000 | 2,520,000 | 3,848,000 | 5,698,000 |
| Noninterest expense | 6,071,000 | 12,183,000 | 18,295,000 | 25,220,000 |
| Provision for loan losses | 679,000 | 1,302,000 | 2,506,000 | 5,654,000 |
| Pretax income | 4,089,000 | 9,470,000 | 14,109,000 | 16,102,000 |
| Income tax | 1,429,000 | 3,307,000 | 4,926,000 | 5,523,000 |
| Net income | 2,660,000 | 6,163,000 | 9,183,000 | 10,579,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,767,000 | 85,764,000 | 87,413,000 | 87,347,000 |
| Total capital | 92,050,000 | 94,389,000 | 95,013,000 | 95,664,000 |
| Risk-weighted assets | 758,316,000 | 780,301,000 | 780,061,000 | 788,701,000 |