Call reports 2001
FIRST GUARANTY BANK — 2001
What FIRST GUARANTY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 465,776,000 | 432,316,000 | 415,096,000 | 430,765,000 |
| Total loans | 318,463,000 | 335,129,000 | 316,880,000 | 340,171,000 |
| Allowance for loan losses | 3,845,000 | 3,733,000 | 3,489,000 | 3,748,000 |
| Securities available for sale | 73,108,000 | 53,310,000 | 52,140,000 | 56,787,000 |
| Securities held to maturity | 300,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 412,423,000 | 378,871,000 | 350,202,000 | 358,420,000 |
| Interest-bearing deposits | 337,756,000 | 307,523,000 | 283,478,000 | 291,368,000 |
| Noninterest-bearing deposits | 74,667,000 | 71,348,000 | 66,724,000 | 67,052,000 |
| Equity capital | 43,136,000 | 41,688,000 | 39,097,000 | 39,211,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,339,000 | 17,944,000 | 26,122,000 | 33,734,000 |
| Interest expense | 4,174,000 | 7,804,000 | 11,030,000 | 14,009,000 |
| Net interest income | 5,165,000 | 10,140,000 | 15,092,000 | 19,725,000 |
| Noninterest income | 1,096,000 | 2,494,000 | 5,350,000 | 6,351,000 |
| Noninterest expense | 5,213,000 | 9,379,000 | 13,803,000 | 18,055,000 |
| Provision for loan losses | 245,000 | 515,000 | 905,000 | 1,295,000 |
| Pretax income | 1,396,000 | 3,470,000 | 6,497,000 | 7,489,000 |
| Income tax | -673,000 | -27,000 | 1,101,000 | 1,442,000 |
| Net income | 2,069,000 | 3,497,000 | 5,396,000 | 6,047,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,844,000 | 36,389,000 | 35,329,000 | 35,695,000 |
| Total capital | 40,689,000 | 40,122,000 | 38,818,000 | 39,443,000 |
| Risk-weighted assets | 351,881,000 | 354,922,000 | 335,554,000 | 355,446,000 |