Call reports 2020
TIB, NATIONAL ASSOCIATION — 2020
What TIB, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,851,074,000 | 3,796,137,000 | 3,618,596,000 | 3,753,249,000 |
| Total loans | 1,266,607,000 | 1,302,478,000 | 1,270,249,000 | 1,311,636,000 |
| Allowance for loan losses | 17,796,000 | 19,855,000 | 26,005,000 | 30,600,000 |
| Securities available for sale | 332,884,000 | 311,801,000 | 288,425,000 | 263,276,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 11,000 | 0 | 0 |
| Total deposits | 2,453,644,000 | 3,348,822,000 | 3,167,980,000 | 3,250,128,000 |
| Interest-bearing deposits | 1,902,651,000 | 2,757,233,000 | 2,557,827,000 | 2,705,267,000 |
| Noninterest-bearing deposits | 550,993,000 | 591,589,000 | 610,153,000 | 544,861,000 |
| Equity capital | 278,660,000 | 280,895,000 | 284,321,000 | 288,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 19,522,000 | 35,235,000 | 50,271,000 | 64,623,000 |
| Interest expense | 7,657,000 | 10,698,000 | 13,371,000 | 15,897,000 |
| Net interest income | 11,865,000 | 24,537,000 | 36,900,000 | 48,726,000 |
| Noninterest income | 24,252,000 | 46,343,000 | 73,581,000 | 101,040,000 |
| Noninterest expense | 26,692,000 | 50,612,000 | 76,515,000 | 102,996,000 |
| Provision for loan losses | 4,270,000 | 6,765,000 | 13,321,000 | 18,124,000 |
| Pretax income | 5,155,000 | 13,503,000 | 20,645,000 | 28,645,000 |
| Income tax | 754,000 | 2,120,000 | 3,232,000 | 4,631,000 |
| Net income | 4,401,000 | 11,383,000 | 17,413,000 | 24,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 269,049,000 | 272,030,000 | 273,870,000 | 278,577,000 |
| Total capital | 286,870,000 | 291,910,000 | 295,316,000 | 300,424,000 |
| Risk-weighted assets | 1,699,029,000 | 1,728,032,000 | 1,711,099,000 | 1,739,005,000 |