Call reports 2016
TIB, NATIONAL ASSOCIATION — 2016
What TIB, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 2,681,423,000 | 2,589,426,000 | 2,687,274,000 | 2,681,854,000 |
| Total loans | 935,950,000 | 1,029,439,000 | 1,097,379,000 | 1,107,640,000 |
| Allowance for loan losses | 15,095,000 | 15,047,000 | 14,458,000 | 13,841,000 |
| Securities available for sale | 473,202,000 | 476,533,000 | 450,939,000 | 409,342,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 8,000 | 0 |
| Total deposits | 2,098,874,000 | 1,987,002,000 | 2,116,522,000 | 2,129,839,000 |
| Interest-bearing deposits | 1,577,933,000 | 1,470,944,000 | 1,595,545,000 | 1,636,358,000 |
| Noninterest-bearing deposits | 520,941,000 | 516,058,000 | 520,977,000 | 493,481,000 |
| Equity capital | 240,869,000 | 243,222,000 | 247,082,000 | 246,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,729,000 | 27,709,000 | 42,006,000 | 56,649,000 |
| Interest expense | 4,145,000 | 8,240,000 | 12,178,000 | 16,459,000 |
| Net interest income | 9,584,000 | 19,469,000 | 29,828,000 | 40,190,000 |
| Noninterest income | 25,574,000 | 51,154,000 | 76,374,000 | 101,543,000 |
| Noninterest expense | 28,092,000 | 57,053,000 | 86,157,000 | 114,387,000 |
| Provision for loan losses | 570,000 | 1,170,000 | 1,170,000 | 1,170,000 |
| Pretax income | 6,496,000 | 12,400,000 | 18,875,000 | 26,173,000 |
| Income tax | 1,787,000 | 3,353,000 | 5,084,000 | 7,161,000 |
| Net income | 4,709,000 | 9,047,000 | 13,791,000 | 19,012,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 236,864,000 | 238,274,000 | 240,236,000 | 242,675,000 |
| Total capital | 251,959,000 | 253,321,000 | 254,694,000 | 256,516,000 |
| Risk-weighted assets | 1,302,062,000 | 1,430,522,000 | 1,475,552,000 | 1,514,054,000 |