Call reports 2015
TIB, NATIONAL ASSOCIATION — 2015
What TIB, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 2,290,505,000 | 2,074,432,000 | 2,475,954,000 | 2,565,602,000 |
| Total loans | 863,706,000 | 890,057,000 | 874,064,000 | 923,143,000 |
| Allowance for loan losses | 15,606,000 | 15,825,000 | 15,606,000 | 15,083,000 |
| Securities available for sale | 446,753,000 | 419,002,000 | 423,313,000 | 421,268,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 245,000 | 0 | 0 | 0 |
| Total deposits | 1,891,802,000 | 1,683,144,000 | 2,066,417,000 | 2,077,355,000 |
| Interest-bearing deposits | 1,234,995,000 | 1,129,720,000 | 1,527,385,000 | 1,496,274,000 |
| Noninterest-bearing deposits | 656,807,000 | 553,424,000 | 539,032,000 | 581,081,000 |
| Equity capital | 234,872,000 | 238,297,000 | 240,864,000 | 240,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 11,987,000 | 23,787,000 | 35,518,000 | 48,042,000 |
| Interest expense | 2,787,000 | 5,540,000 | 8,476,000 | 11,543,000 |
| Net interest income | 9,200,000 | 18,247,000 | 27,042,000 | 36,499,000 |
| Noninterest income | 25,514,000 | 54,418,000 | 81,082,000 | 104,849,000 |
| Noninterest expense | 27,042,000 | 55,718,000 | 83,416,000 | 111,848,000 |
| Provision for loan losses | 460,000 | 965,000 | 1,140,000 | 1,140,000 |
| Pretax income | 7,212,000 | 15,982,000 | 23,568,000 | 28,360,000 |
| Income tax | 2,017,000 | 4,598,000 | 6,551,000 | 7,914,000 |
| Net income | 5,195,000 | 11,384,000 | 17,017,000 | 20,446,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 228,373,000 | 232,095,000 | 235,393,000 | 235,963,000 |
| Total capital | 243,428,000 | 247,920,000 | 250,999,000 | 251,046,000 |
| Risk-weighted assets | 1,203,868,000 | 1,267,962,000 | 1,251,614,000 | 1,285,960,000 |