Call reports 2009
TIB, NATIONAL ASSOCIATION — 2009
What TIB, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 2,806,747,000 | 2,632,022,000 | 2,389,292,000 | 1,987,814,000 |
| Total loans | 856,945,000 | 907,493,000 | 855,977,000 | 839,293,000 |
| Allowance for loan losses | 14,792,000 | 14,437,000 | 18,435,000 | 19,764,000 |
| Securities available for sale | 546,105,000 | 491,093,000 | 456,137,000 | 422,441,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 86,000 | 3,000 | 7,000 | 0 |
| Total deposits | 349,845,000 | 404,906,000 | 445,405,000 | 892,118,000 |
| Interest-bearing deposits | 9,384,000 | 49,228,000 | 18,852,000 | 427,392,000 |
| Noninterest-bearing deposits | 340,461,000 | 355,678,000 | 426,553,000 | 464,726,000 |
| Equity capital | 163,726,000 | 171,623,000 | 177,842,000 | 182,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 18,531,000 | 36,529,000 | 54,293,000 | 71,186,000 |
| Interest expense | 6,553,000 | 13,333,000 | 19,946,000 | 26,412,000 |
| Net interest income | 11,978,000 | 23,196,000 | 34,347,000 | 44,774,000 |
| Noninterest income | 25,289,000 | 49,761,000 | 70,639,000 | 95,256,000 |
| Noninterest expense | 25,676,000 | 56,964,000 | 79,363,000 | 109,559,000 |
| Provision for loan losses | 4,481,000 | 6,910,000 | 11,910,000 | 14,481,000 |
| Pretax income | 7,110,000 | 9,083,000 | 13,713,000 | 15,990,000 |
| Income tax | 1,742,000 | 1,876,000 | 2,931,000 | 2,973,000 |
| Net income | 5,368,000 | 7,207,000 | 10,782,000 | 13,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,604,000 | 162,575,000 | 166,785,000 | 169,258,000 |
| Total capital | 175,396,000 | 177,012,000 | 180,925,000 | 183,415,000 |
| Risk-weighted assets | 1,294,596,000 | 1,301,157,000 | 1,132,118,000 | 1,126,879,000 |