Call reports 2008
TIB, NATIONAL ASSOCIATION — 2008
What TIB, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,822,466,000 | 1,811,933,000 | 1,820,303,000 | 2,041,440,000 |
| Total loans | 742,304,000 | 789,174,000 | 855,223,000 | 873,923,000 |
| Allowance for loan losses | 12,880,000 | 14,695,000 | 12,269,000 | 13,074,000 |
| Securities available for sale | 234,148,000 | 298,105,000 | 309,312,000 | 623,321,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 251,000 | 1,023,000 | 348,000 | 6,995,000 |
| Total deposits | 358,918,000 | 296,759,000 | 272,537,000 | 270,247,000 |
| Interest-bearing deposits | 160,534,000 | 65,725,000 | 40,537,000 | 20,050,000 |
| Noninterest-bearing deposits | 198,384,000 | 231,034,000 | 232,000,000 | 250,197,000 |
| Equity capital | 134,776,000 | 135,342,000 | 141,016,000 | 137,896,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 20,073,000 | 36,831,000 | 54,692,000 | 73,135,000 |
| Interest expense | 12,392,000 | 20,694,000 | 29,559,000 | 38,285,000 |
| Net interest income | 7,681,000 | 16,137,000 | 25,133,000 | 34,850,000 |
| Noninterest income | 33,940,000 | 57,265,000 | 78,943,000 | 99,427,000 |
| Noninterest expense | 24,780,000 | 50,021,000 | 76,337,000 | 102,183,000 |
| Provision for loan losses | 3,609,000 | 6,109,000 | 6,902,000 | 9,951,000 |
| Pretax income | 13,232,000 | 17,272,000 | 21,087,000 | 22,552,000 |
| Income tax | 3,980,000 | 4,900,000 | 5,785,000 | 5,663,000 |
| Net income | 9,252,000 | 12,372,000 | 15,302,000 | 16,889,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 130,252,000 | 133,045,000 | 136,275,000 | 139,749,000 |
| Total capital | 143,135,000 | 147,087,000 | 148,544,000 | 152,823,000 |
| Risk-weighted assets | 1,076,767,000 | 1,122,708,000 | 1,204,442,000 | 1,289,391,000 |