Call reports 2007
TIB, NATIONAL ASSOCIATION — 2007
What TIB, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,644,840,000 | 1,693,197,000 | 1,733,331,000 | 1,860,032,000 |
| Total loans | 674,126,000 | 708,655,000 | 707,646,000 | 787,697,000 |
| Allowance for loan losses | 8,823,000 | 8,939,000 | 9,132,000 | 9,685,000 |
| Securities available for sale | 305,688,000 | 278,521,000 | 248,113,000 | 228,261,000 |
| Securities held to maturity | 400,000 | 400,000 | 400,000 | 100,000 |
| Trading assets | 243,000 | 184,000 | 354,000 | 382,000 |
| Total deposits | 407,011,000 | 467,534,000 | 482,592,000 | 415,643,000 |
| Interest-bearing deposits | 240,543,000 | 287,758,000 | 291,716,000 | 230,745,000 |
| Noninterest-bearing deposits | 166,468,000 | 179,776,000 | 190,876,000 | 184,898,000 |
| Equity capital | 117,927,000 | 120,333,000 | 124,557,000 | 125,277,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 24,935,000 | 50,680,000 | 76,323,000 | 100,824,000 |
| Interest expense | 18,988,000 | 38,428,000 | 57,405,000 | 74,868,000 |
| Net interest income | 5,947,000 | 12,252,000 | 18,918,000 | 25,956,000 |
| Noninterest income | 19,217,000 | 41,009,000 | 61,745,000 | 83,247,000 |
| Noninterest expense | 21,319,000 | 45,086,000 | 66,393,000 | 90,207,000 |
| Provision for loan losses | 623,000 | 1,324,000 | 2,040,000 | 2,754,000 |
| Pretax income | 3,269,000 | 6,898,000 | 12,277,000 | 16,289,000 |
| Income tax | 703,000 | 1,527,000 | 2,949,000 | 3,831,000 |
| Net income | 2,566,000 | 5,371,000 | 9,328,000 | 12,458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,385,000 | 115,159,000 | 119,671,000 | 120,457,000 |
| Total capital | 122,214,000 | 124,108,000 | 128,812,000 | 130,147,000 |
| Risk-weighted assets | 949,797,000 | 996,986,000 | 1,024,131,000 | 1,110,094,000 |