Call reports 2005
TIB, NATIONAL ASSOCIATION — 2005
What TIB, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 1,321,525,000 | 1,395,818,000 | 1,416,478,000 | 1,447,501,000 |
| Total loans | 596,402,000 | 614,906,000 | 629,067,000 | 573,281,000 |
| Allowance for loan losses | 9,404,000 | 9,447,000 | 10,002,000 | 9,905,000 |
| Securities available for sale | 389,714,000 | 404,625,000 | 408,489,000 | 444,981,000 |
| Securities held to maturity | 899,000 | 899,000 | 899,000 | 899,000 |
| Trading assets | 0 | 142,000 | 42,000 | 517,000 |
| Total deposits | 386,167,000 | 356,649,000 | 383,214,000 | 456,267,000 |
| Interest-bearing deposits | 140,710,000 | 145,362,000 | 176,503,000 | 241,301,000 |
| Noninterest-bearing deposits | 245,457,000 | 211,287,000 | 206,711,000 | 214,966,000 |
| Equity capital | 87,987,000 | 92,431,000 | 93,875,000 | 92,872,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 14,808,000 | 31,323,000 | 49,364,000 | 69,328,000 |
| Interest expense | 7,030,000 | 15,651,000 | 26,101,000 | 39,483,000 |
| Net interest income | 7,778,000 | 15,672,000 | 23,263,000 | 29,845,000 |
| Noninterest income | 12,159,000 | 25,887,000 | 38,800,000 | 52,458,000 |
| Noninterest expense | 15,764,000 | 32,648,000 | 49,155,000 | 66,776,000 |
| Provision for loan losses | 928,000 | 1,665,000 | 2,674,000 | 3,359,000 |
| Pretax income | 3,419,000 | 7,420,000 | 10,408,000 | 12,342,000 |
| Income tax | 881,000 | 2,007,000 | 2,763,000 | 3,157,000 |
| Net income | 2,538,000 | 5,413,000 | 7,645,000 | 9,185,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,772,000 | 90,873,000 | 93,117,000 | 94,501,000 |
| Total capital | 97,184,000 | 100,329,000 | 103,125,000 | 104,413,000 |
| Risk-weighted assets | 804,887,000 | 829,863,000 | 867,936,000 | 843,389,000 |