Call reports 2004
TIB, NATIONAL ASSOCIATION — 2004
What TIB, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,264,260,000 | 1,268,385,000 | 1,281,324,000 | 1,316,535,000 |
| Total loans | 512,973,000 | 566,135,000 | 563,342,000 | 606,376,000 |
| Allowance for loan losses | 8,140,000 | 8,560,000 | 8,229,000 | 9,127,000 |
| Securities available for sale | 303,355,000 | 349,399,000 | 343,123,000 | 360,546,000 |
| Securities held to maturity | 900,000 | 899,000 | 899,000 | 899,000 |
| Trading assets | 0 | 0 | 35,000 | 0 |
| Total deposits | 504,120,000 | 473,574,000 | 416,298,000 | 412,531,000 |
| Interest-bearing deposits | 181,358,000 | 118,513,000 | 97,468,000 | 117,983,000 |
| Noninterest-bearing deposits | 322,762,000 | 355,061,000 | 318,830,000 | 294,548,000 |
| Equity capital | 84,862,000 | 82,945,000 | 87,947,000 | 87,989,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,562,000 | 21,935,000 | 33,237,000 | 46,388,000 |
| Interest expense | 2,623,000 | 5,437,000 | 8,925,000 | 14,279,000 |
| Net interest income | 7,939,000 | 16,498,000 | 24,312,000 | 32,109,000 |
| Noninterest income | 11,609,000 | 23,260,000 | 34,195,000 | 45,230,000 |
| Noninterest expense | 14,202,000 | 28,438,000 | 43,260,000 | 57,542,000 |
| Provision for loan losses | 2,044,000 | 3,690,000 | 5,046,000 | 6,436,000 |
| Pretax income | 4,134,000 | 8,462,000 | 11,033,000 | 14,194,000 |
| Income tax | 1,139,000 | 2,345,000 | 2,901,000 | 3,630,000 |
| Net income | 2,995,000 | 6,117,000 | 8,132,000 | 10,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 81,976,000 | 84,702,000 | 86,828,000 | 85,296,000 |
| Total capital | 90,128,000 | 93,273,000 | 95,067,000 | 94,434,000 |
| Risk-weighted assets | 698,949,000 | 762,031,000 | 764,555,000 | 820,119,000 |