Call reports 2003
TIB, NATIONAL ASSOCIATION — 2003
What TIB, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,077,649,000 | 1,090,261,000 | 1,097,712,000 | 1,202,881,000 |
| Total loans | 532,503,000 | 563,085,000 | 528,364,000 | 518,032,000 |
| Allowance for loan losses | 6,728,000 | 6,867,000 | 7,379,000 | 7,747,000 |
| Securities available for sale | 245,870,000 | 252,778,000 | 287,870,000 | 281,283,000 |
| Securities held to maturity | 900,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 1,211,000 | 196,000 | 114,000 |
| Total deposits | 393,472,000 | 444,006,000 | 555,330,000 | 521,505,000 |
| Interest-bearing deposits | 112,686,000 | 154,421,000 | 187,004,000 | 189,810,000 |
| Noninterest-bearing deposits | 280,787,000 | 289,585,000 | 368,326,000 | 331,696,000 |
| Equity capital | 76,650,000 | 80,787,000 | 81,681,000 | 81,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,699,000 | 21,457,000 | 32,243,000 | 42,591,000 |
| Interest expense | 2,353,000 | 4,667,000 | 6,640,000 | 8,746,000 |
| Net interest income | 8,346,000 | 16,790,000 | 25,603,000 | 33,845,000 |
| Noninterest income | 11,194,000 | 23,260,000 | 34,121,000 | 45,065,000 |
| Noninterest expense | 13,876,000 | 28,666,000 | 42,342,000 | 57,943,000 |
| Provision for loan losses | 1,027,000 | 2,108,000 | 3,313,000 | 4,420,000 |
| Pretax income | 5,101,000 | 9,740,000 | 14,533,000 | 16,728,000 |
| Income tax | 1,488,000 | 2,871,000 | 4,277,000 | 4,753,000 |
| Net income | 3,613,000 | 6,869,000 | 10,256,000 | 11,975,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,503,000 | 75,777,000 | 78,455,000 | 78,836,000 |
| Total capital | 79,241,000 | 82,654,000 | 85,845,000 | 86,595,000 |
| Risk-weighted assets | 654,099,000 | 657,392,000 | 664,711,000 | 694,656,000 |