Call reports 2001
UNIVERSAL BANK, N.A. — 2001
What UNIVERSAL BANK, N.A. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,843,199,000 | 16,814,652,000 | 16,862,013,000 | 11,094,204,000 |
| Total loans | 10,526,105,000 | 14,608,281,000 | 14,632,166,000 | 8,848,617,000 |
| Allowance for loan losses | 287,102,000 | 287,102,000 | 287,102,000 | 229,280,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,962,000 | 53,288,000 | 49,526,000 | 52,771,000 |
| Interest-bearing deposits | 10,000,000 | 10,000,000 | 10,000,000 | 10,000,000 |
| Noninterest-bearing deposits | 24,962,000 | 43,288,000 | 39,526,000 | 42,771,000 |
| Equity capital | 3,166,441,000 | 3,232,236,000 | 3,301,072,000 | 3,438,858,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 268,175,000 | 614,992,000 | 1,072,148,000 | 1,357,789,000 |
| Interest expense | 132,569,000 | 273,537,000 | 413,604,000 | 469,011,000 |
| Net interest income | 135,606,000 | 341,455,000 | 658,544,000 | 888,778,000 |
| Noninterest income | 157,634,000 | 298,594,000 | 389,313,000 | 545,620,000 |
| Noninterest expense | 152,605,000 | 291,334,000 | 462,196,000 | 585,969,000 |
| Provision for loan losses | 78,408,000 | 182,015,000 | 309,658,000 | 352,994,000 |
| Pretax income | 62,227,000 | 166,700,000 | 276,003,000 | 495,435,000 |
| Income tax | 22,736,000 | 61,414,000 | 101,881,000 | 183,527,000 |
| Net income | 39,491,000 | 105,286,000 | 174,122,000 | 311,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,936,381,000 | 2,071,827,000 | 2,211,074,000 | 2,436,508,000 |
| Total capital | 2,085,515,000 | 2,271,460,000 | 2,411,751,000 | 2,565,898,000 |
| Risk-weighted assets | 11,792,782,000 | 15,883,188,000 | 15,967,705,000 | 10,251,309,000 |