Call reports 2012
INDIANA BANK AND TRUST COMPANY — 2012
What INDIANA BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Total assets | 967,682,000 | 935,151,000 |
| Total loans | 691,890,000 | 628,298,000 |
| Allowance for loan losses | 18,137,000 | 20,016,000 |
| Securities available for sale | 173,603,000 | 159,624,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 859,132,000 | 828,822,000 |
| Interest-bearing deposits | 733,123,000 | 712,923,000 |
| Noninterest-bearing deposits | 126,009,000 | 115,899,000 |
| Equity capital | 99,551,000 | 97,548,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Interest income | 10,045,000 | 19,545,000 |
| Interest expense | 1,612,000 | 3,049,000 |
| Net interest income | 8,433,000 | 16,496,000 |
| Noninterest income | 2,679,000 | 5,295,000 |
| Noninterest expense | 6,960,000 | 13,879,000 |
| Provision for loan losses | 7,739,000 | 16,012,000 |
| Pretax income | -3,587,000 | -8,100,000 |
| Income tax | -1,568,000 | -3,436,000 |
| Net income | -2,019,000 | -4,664,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 |
|---|---|---|
| Tier 1 capital | 95,676,000 | 90,488,000 |
| Total capital | 105,621,000 | 99,662,000 |
| Risk-weighted assets | 787,411,000 | 723,042,000 |