Call reports 2011
INDIANA BANK AND TRUST COMPANY — 2011
What INDIANA BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,049,264,000 | 1,038,725,000 | 963,702,000 | 983,622,000 |
| Total loans | 746,295,000 | 736,078,000 | 713,654,000 | 713,550,000 |
| Allowance for loan losses | 14,578,000 | 14,023,000 | 14,760,000 | 14,984,000 |
| Securities available for sale | 232,803,000 | 239,781,000 | 185,560,000 | 180,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 880,770,000 | 859,627,000 | 847,912,000 | 871,668,000 |
| Interest-bearing deposits | 775,854,000 | 758,402,000 | 733,477,000 | 759,479,000 |
| Noninterest-bearing deposits | 104,916,000 | 101,225,000 | 114,435,000 | 112,189,000 |
| Equity capital | 102,170,000 | 105,032,000 | 99,381,000 | 101,280,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 11,430,000 | 22,657,000 | 33,135,000 | 43,268,000 |
| Interest expense | 2,599,000 | 5,119,000 | 7,223,000 | 8,950,000 |
| Net interest income | 8,831,000 | 17,538,000 | 25,912,000 | 34,318,000 |
| Noninterest income | 1,962,000 | 4,452,000 | 7,032,000 | 9,991,000 |
| Noninterest expense | 7,385,000 | 14,566,000 | 23,262,000 | 30,431,000 |
| Provision for loan losses | 1,558,000 | 4,247,000 | 18,327,000 | 19,509,000 |
| Pretax income | 2,034,000 | 3,364,000 | -6,354,000 | -3,339,000 |
| Income tax | 570,000 | 928,000 | -3,166,000 | -2,141,000 |
| Net income | 1,464,000 | 2,436,000 | -3,188,000 | -1,198,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 101,827,000 | 102,986,000 | 96,185,000 | 98,291,000 |
| Total capital | 112,559,000 | 113,580,000 | 106,424,000 | 108,463,000 |
| Risk-weighted assets | 854,685,000 | 844,085,000 | 814,579,000 | 808,925,000 |