Call reports 2010
INDIANA BANK AND TRUST COMPANY — 2010
What INDIANA BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,023,171,000 | 1,059,878,000 | 1,073,323,000 | 1,042,367,000 |
| Total loans | 744,267,000 | 754,350,000 | 757,725,000 | 755,067,000 |
| Allowance for loan losses | 14,595,000 | 14,339,000 | 14,704,000 | 14,606,000 |
| Securities available for sale | 198,484,000 | 230,923,000 | 246,590,000 | 226,390,000 |
| Securities held to maturity | 3,376,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 866,019,000 | 884,853,000 | 906,597,000 | 863,817,000 |
| Interest-bearing deposits | 775,174,000 | 798,946,000 | 812,950,000 | 766,918,000 |
| Noninterest-bearing deposits | 90,845,000 | 85,907,000 | 93,647,000 | 96,899,000 |
| Equity capital | 95,378,000 | 97,719,000 | 101,145,000 | 100,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 11,271,000 | 22,879,000 | 34,740,000 | 46,451,000 |
| Interest expense | 3,644,000 | 7,162,000 | 10,434,000 | 13,319,000 |
| Net interest income | 7,627,000 | 15,717,000 | 24,306,000 | 33,132,000 |
| Noninterest income | 2,045,000 | 4,754,000 | 7,274,000 | 10,401,000 |
| Noninterest expense | 6,913,000 | 13,643,000 | 20,735,000 | 28,307,000 |
| Provision for loan losses | 2,095,000 | 3,591,000 | 5,229,000 | 7,179,000 |
| Pretax income | 609,000 | 3,194,000 | 5,919,000 | 8,600,000 |
| Income tax | 44,000 | 826,000 | 1,401,000 | 2,467,000 |
| Net income | 565,000 | 2,368,000 | 4,518,000 | 6,133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 93,178,000 | 95,492,000 | 98,408,000 | 100,026,000 |
| Total capital | 103,657,000 | 106,210,000 | 109,222,000 | 110,788,000 |
| Risk-weighted assets | 834,211,000 | 853,800,000 | 861,252,000 | 857,105,000 |