Call reports 2009
INDIANA BANK AND TRUST COMPANY — 2009
What INDIANA BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,000,879,000 | 1,004,633,000 | 1,052,248,000 | 1,009,502,000 |
| Total loans | 806,243,000 | 779,915,000 | 763,543,000 | 743,856,000 |
| Allowance for loan losses | 8,927,000 | 10,120,000 | 12,170,000 | 13,113,000 |
| Securities available for sale | 76,041,000 | 126,614,000 | 173,779,000 | 149,557,000 |
| Securities held to maturity | 4,275,000 | 4,154,000 | 3,939,000 | 3,674,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 767,557,000 | 785,654,000 | 834,608,000 | 850,663,000 |
| Interest-bearing deposits | 679,021,000 | 695,339,000 | 749,984,000 | 759,367,000 |
| Noninterest-bearing deposits | 88,536,000 | 90,315,000 | 84,624,000 | 91,296,000 |
| Equity capital | 100,210,000 | 97,832,000 | 97,069,000 | 94,611,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 12,067,000 | 23,812,000 | 35,775,000 | 47,717,000 |
| Interest expense | 4,812,000 | 9,681,000 | 14,544,000 | 19,142,000 |
| Net interest income | 7,255,000 | 14,131,000 | 21,231,000 | 28,575,000 |
| Noninterest income | 2,889,000 | 5,529,000 | 7,698,000 | 10,259,000 |
| Noninterest expense | 6,969,000 | 14,222,000 | 22,153,000 | 32,796,000 |
| Provision for loan losses | 2,098,000 | 8,886,000 | 12,785,000 | 16,218,000 |
| Pretax income | 1,077,000 | -3,448,000 | -6,046,000 | -8,355,000 |
| Income tax | 349,000 | -1,529,000 | -2,143,000 | -3,169,000 |
| Net income | 728,000 | -1,919,000 | -3,903,000 | -5,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 99,135,000 | 96,506,000 | 95,930,000 | 93,370,000 |
| Total capital | 108,062,000 | 106,626,000 | 106,478,000 | 104,060,000 |
| Risk-weighted assets | 853,017,000 | 855,728,000 | 842,244,000 | 852,781,000 |