Call reports 2008
INDIANA BANK AND TRUST COMPANY — 2008
What INDIANA BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 918,908,000 | 924,623,000 | 941,999,000 | 983,271,000 |
| Total loans | 758,966,000 | 783,040,000 | 798,606,000 | 803,591,000 |
| Allowance for loan losses | 7,043,000 | 7,649,000 | 8,010,000 | 8,589,000 |
| Securities available for sale | 63,621,000 | 63,201,000 | 60,082,000 | 91,021,000 |
| Securities held to maturity | 1,454,000 | 1,450,000 | 4,416,000 | 4,367,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 715,797,000 | 706,762,000 | 720,344,000 | 717,397,000 |
| Interest-bearing deposits | 628,935,000 | 615,907,000 | 631,372,000 | 638,912,000 |
| Noninterest-bearing deposits | 86,862,000 | 90,855,000 | 88,972,000 | 78,485,000 |
| Equity capital | 80,603,000 | 80,447,000 | 82,792,000 | 99,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 13,655,000 | 26,499,000 | 39,522,000 | 52,237,000 |
| Interest expense | 6,310,000 | 11,578,000 | 16,703,000 | 21,784,000 |
| Net interest income | 7,345,000 | 14,921,000 | 22,819,000 | 30,453,000 |
| Noninterest income | 2,856,000 | 5,773,000 | 8,947,000 | 11,390,000 |
| Noninterest expense | 7,167,000 | 14,617,000 | 21,492,000 | 27,854,000 |
| Provision for loan losses | 360,000 | 2,284,000 | 3,271,000 | 4,292,000 |
| Pretax income | 2,674,000 | 3,374,000 | 6,566,000 | 9,260,000 |
| Income tax | 941,000 | 1,083,000 | 2,215,000 | 3,145,000 |
| Net income | 1,733,000 | 2,291,000 | 4,351,000 | 6,115,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,901,000 | 79,509,000 | 82,283,000 | 98,380,000 |
| Total capital | 85,944,000 | 87,158,000 | 90,293,000 | 106,969,000 |
| Risk-weighted assets | 828,022,000 | 835,524,000 | 850,206,000 | 883,946,000 |