Call reports 2007
INDIANA BANK AND TRUST COMPANY — 2007
What INDIANA BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 863,941,000 | 876,231,000 | 875,544,000 | 907,734,000 |
| Total loans | 702,705,000 | 720,608,000 | 731,181,000 | 756,957,000 |
| Allowance for loan losses | 6,703,000 | 6,524,000 | 6,757,000 | 6,972,000 |
| Securities available for sale | 58,471,000 | 59,174,000 | 61,085,000 | 62,231,000 |
| Securities held to maturity | 1,531,000 | 1,528,000 | 1,524,000 | 1,457,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 705,089,000 | 701,967,000 | 699,359,000 | 716,952,000 |
| Interest-bearing deposits | 620,078,000 | 618,269,000 | 612,753,000 | 637,824,000 |
| Noninterest-bearing deposits | 85,011,000 | 83,698,000 | 86,606,000 | 79,128,000 |
| Equity capital | 83,369,000 | 80,925,000 | 81,021,000 | 80,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,673,000 | 27,561,000 | 41,837,000 | 56,106,000 |
| Interest expense | 6,365,000 | 12,884,000 | 19,706,000 | 26,545,000 |
| Net interest income | 7,308,000 | 14,677,000 | 22,131,000 | 29,561,000 |
| Noninterest income | 2,628,000 | 5,571,000 | 8,663,000 | 11,715,000 |
| Noninterest expense | 7,490,000 | 14,564,000 | 21,752,000 | 28,833,000 |
| Provision for loan losses | 280,000 | 503,000 | 789,000 | 1,361,000 |
| Pretax income | 2,166,000 | 5,181,000 | 8,253,000 | 11,082,000 |
| Income tax | 764,000 | 1,760,000 | 2,875,000 | 3,796,000 |
| Net income | 1,402,000 | 3,421,000 | 5,378,000 | 7,286,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,386,000 | 80,215,000 | 79,803,000 | 79,158,000 |
| Total capital | 89,089,000 | 86,739,000 | 86,560,000 | 86,130,000 |
| Risk-weighted assets | 758,017,000 | 786,203,000 | 782,245,000 | 808,418,000 |