Call reports 2006
INDIANA BANK AND TRUST COMPANY — 2006
What INDIANA BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 833,945,000 | 862,140,000 | 883,338,000 | 903,267,000 |
| Total loans | 622,200,000 | 655,465,000 | 693,827,000 | 689,185,000 |
| Allowance for loan losses | 6,770,000 | 6,718,000 | 6,457,000 | 6,598,000 |
| Securities available for sale | 119,278,000 | 118,837,000 | 90,298,000 | 56,812,000 |
| Securities held to maturity | 1,702,000 | 1,689,000 | 1,628,000 | 1,535,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,344,000 | 676,610,000 | 717,738,000 | 740,236,000 |
| Interest-bearing deposits | 581,786,000 | 590,744,000 | 632,098,000 | 654,355,000 |
| Noninterest-bearing deposits | 80,558,000 | 85,866,000 | 85,640,000 | 85,881,000 |
| Equity capital | 82,248,000 | 80,437,000 | 83,372,000 | 84,120,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,937,000 | 24,266,000 | 37,542,000 | 51,513,000 |
| Interest expense | 5,082,000 | 10,616,000 | 16,972,000 | 23,667,000 |
| Net interest income | 6,855,000 | 13,650,000 | 20,570,000 | 27,846,000 |
| Noninterest income | 2,417,000 | 5,343,000 | 8,164,000 | 13,033,000 |
| Noninterest expense | 6,331,000 | 13,187,000 | 19,900,000 | 26,981,000 |
| Provision for loan losses | 117,000 | 338,000 | 533,000 | 849,000 |
| Pretax income | 2,824,000 | 5,468,000 | 6,345,000 | 11,093,000 |
| Income tax | 963,000 | 1,826,000 | 2,092,000 | 3,456,000 |
| Net income | 1,861,000 | 3,642,000 | 4,253,000 | 7,637,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,406,000 | 81,259,000 | 81,976,000 | 83,213,000 |
| Total capital | 89,176,000 | 87,977,000 | 88,433,000 | 89,811,000 |
| Risk-weighted assets | 659,595,000 | 703,350,000 | 752,205,000 | 759,483,000 |