Call reports 2004
INDIANA BANK AND TRUST COMPANY — 2004
What INDIANA BANK AND TRUST COMPANY reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 868,029,000 | 856,044,000 | 873,970,000 | 867,323,000 |
| Total loans | 641,903,000 | 647,211,000 | 657,183,000 | 640,021,000 |
| Allowance for loan losses | 7,609,000 | 7,582,000 | 8,626,000 | 7,864,000 |
| Securities available for sale | 124,353,000 | 123,338,000 | 125,214,000 | 124,714,000 |
| Securities held to maturity | 1,496,000 | 1,407,000 | 1,681,000 | 1,679,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 615,744,000 | 623,224,000 | 647,268,000 | 649,043,000 |
| Interest-bearing deposits | 544,034,000 | 556,136,000 | 576,110,000 | 580,031,000 |
| Noninterest-bearing deposits | 71,710,000 | 67,088,000 | 71,158,000 | 69,012,000 |
| Equity capital | 90,280,000 | 84,769,000 | 85,291,000 | 85,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 11,018,000 | 21,925,000 | 32,745,000 | 43,874,000 |
| Interest expense | 4,740,000 | 9,357,000 | 13,938,000 | 18,460,000 |
| Net interest income | 6,278,000 | 12,568,000 | 18,807,000 | 25,414,000 |
| Noninterest income | 1,802,000 | 4,322,000 | 6,079,000 | 8,047,000 |
| Noninterest expense | 5,329,000 | 10,877,000 | 16,274,000 | 22,279,000 |
| Provision for loan losses | 246,000 | 281,000 | 2,168,000 | 1,770,000 |
| Pretax income | 2,505,000 | 5,732,000 | 6,444,000 | 9,412,000 |
| Income tax | 912,000 | 2,020,000 | 2,154,000 | 3,240,000 |
| Net income | 1,593,000 | 3,712,000 | 4,290,000 | 6,172,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,994,000 | 84,480,000 | 83,720,000 | 84,253,000 |
| Total capital | 95,603,000 | 92,062,000 | 92,295,000 | 92,117,000 |
| Risk-weighted assets | 671,709,000 | 679,839,000 | 685,956,000 | 677,168,000 |