Call reports 2002
INDIANA BANK AND TRUST COMPANY — 2002
What INDIANA BANK AND TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 854,080,000 | 854,788,000 | 877,249,000 | 884,982,000 |
| Total loans | 636,206,000 | 644,805,000 | 667,541,000 | 666,660,000 |
| Allowance for loan losses | 6,364,000 | 6,451,000 | 6,733,000 | 7,172,000 |
| Securities available for sale | 111,128,000 | 114,914,000 | 116,344,000 | 114,364,000 |
| Securities held to maturity | 3,725,000 | 3,393,000 | 3,057,000 | 2,926,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 578,321,000 | 584,639,000 | 602,823,000 | 614,426,000 |
| Interest-bearing deposits | 522,092,000 | 527,356,000 | 542,220,000 | 557,305,000 |
| Noninterest-bearing deposits | 56,229,000 | 57,283,000 | 60,603,000 | 57,121,000 |
| Equity capital | 84,029,000 | 86,508,000 | 87,827,000 | 89,030,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,582,000 | 27,348,000 | 40,933,000 | 54,220,000 |
| Interest expense | 6,746,000 | 13,385,000 | 19,881,000 | 26,104,000 |
| Net interest income | 6,836,000 | 13,963,000 | 21,052,000 | 28,116,000 |
| Noninterest income | 3,039,000 | 5,243,000 | 7,632,000 | 11,092,000 |
| Noninterest expense | 4,905,000 | 9,702,000 | 14,190,000 | 19,447,000 |
| Provision for loan losses | 509,000 | 702,000 | 1,162,000 | 1,923,000 |
| Pretax income | 4,463,000 | 8,804,000 | 13,338,000 | 17,844,000 |
| Income tax | 1,705,000 | 3,286,000 | 4,997,000 | 6,618,000 |
| Net income | 2,758,000 | 5,518,000 | 8,341,000 | 11,226,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,562,000 | 83,896,000 | 85,296,000 | 86,690,000 |
| Total capital | 88,926,000 | 90,347,000 | 92,029,000 | 93,862,000 |
| Risk-weighted assets | 645,134,000 | 663,273,000 | 665,348,000 | 672,433,000 |