Call reports 2026
CANANDAIGUA NATIONAL BANK AND TRUST COMPANY, THE — 2026
What CANANDAIGUA NATIONAL BANK AND TRUST COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 5,456,717,000 | 5,405,882,000 |
| Total loans | 3,978,853,000 | 4,087,594,000 |
| Allowance for loan losses | 36,832,000 | 38,618,000 |
| Securities available for sale | 551,279,000 | 554,566,000 |
| Securities held to maturity | 427,956,000 | 437,186,000 |
| Trading assets | 0 | 0 |
| Total deposits | 4,520,657,000 | 4,555,620,000 |
| Interest-bearing deposits | 3,673,612,000 | 3,676,530,000 |
| Noninterest-bearing deposits | 847,045,000 | 879,090,000 |
| Equity capital | 463,756,000 | 479,495,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 70,826,000 | 142,420,000 |
| Interest expense | 25,405,000 | 50,823,000 |
| Net interest income | 45,421,000 | 91,597,000 |
| Noninterest income | 13,083,000 | 27,887,000 |
| Noninterest expense | 34,105,000 | 70,702,000 |
| Provision for loan losses | 559,000 | 3,041,000 |
| Pretax income | 23,722,000 | 45,097,000 |
| Income tax | 5,731,000 | 10,744,000 |
| Net income | 17,991,000 | 34,353,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 468,607,000 | 484,969,000 |
| Total capital | 507,059,000 | 525,701,000 |
| Risk-weighted assets | 3,790,927,000 | 3,928,735,000 |