Call reports 2012
SERVICE1ST BANK OF NEVADA — 2012
What SERVICE1ST BANK OF NEVADA reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 179,729,000 | 174,133,000 | 163,769,000 |
| Total loans | 84,303,000 | 86,065,000 | 90,056,000 |
| Allowance for loan losses | 2,687,000 | 2,645,000 | 3,132,000 |
| Securities available for sale | 299,000 | 250,000 | 0 |
| Securities held to maturity | 2,007,000 | 463,000 | 452,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 149,231,000 | 144,278,000 | 134,209,000 |
| Interest-bearing deposits | 66,084,000 | 64,449,000 | 59,359,000 |
| Noninterest-bearing deposits | 83,147,000 | 79,829,000 | 74,850,000 |
| Equity capital | 29,994,000 | 29,367,000 | 28,743,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 1,695,000 | 3,004,000 | 4,539,000 |
| Interest expense | 115,000 | 215,000 | 308,000 |
| Net interest income | 1,580,000 | 2,789,000 | 4,231,000 |
| Noninterest income | 160,000 | 275,000 | 738,000 |
| Noninterest expense | 1,678,000 | 3,308,000 | 5,507,000 |
| Provision for loan losses | 0 | 319,000 | 649,000 |
| Pretax income | 62,000 | -563,000 | -1,187,000 |
| Income tax | 0 | 0 | 0 |
| Net income | 62,000 | -563,000 | -1,187,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 29,345,000 | 28,743,000 | 28,142,000 |
| Total capital | 30,397,000 | 29,800,000 | 29,233,000 |
| Risk-weighted assets | 82,417,000 | 82,825,000 | 85,117,000 |