Call reports 2011
SERVICE1ST BANK OF NEVADA — 2011
What SERVICE1ST BANK OF NEVADA reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 176,426,000 | 171,937,000 | 205,619,000 | 194,011,000 |
| Total loans | 102,207,000 | 101,517,000 | 101,776,000 | 101,861,000 |
| Allowance for loan losses | 1,290,000 | 4,421,000 | 3,005,000 | 2,919,000 |
| Securities available for sale | 1,345,000 | 824,000 | 773,000 | 472,000 |
| Securities held to maturity | 3,737,000 | 3,692,000 | 3,631,000 | 2,031,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,269,000 | 131,947,000 | 173,695,000 | 163,386,000 |
| Interest-bearing deposits | 79,966,000 | 77,009,000 | 72,013,000 | 70,738,000 |
| Noninterest-bearing deposits | 52,303,000 | 54,938,000 | 101,682,000 | 92,648,000 |
| Equity capital | 43,040,000 | 39,310,000 | 31,311,000 | 29,935,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,847,000 | 5,898,000 | 7,578,000 | 9,510,000 |
| Interest expense | 114,000 | 239,000 | 362,000 | 484,000 |
| Net interest income | 3,733,000 | 5,659,000 | 7,216,000 | 9,026,000 |
| Noninterest income | 120,000 | 313,000 | 474,000 | 590,000 |
| Noninterest expense | 1,744,000 | 3,243,000 | 11,249,000 | 13,267,000 |
| Provision for loan losses | 1,364,000 | 5,712,000 | 7,430,000 | 8,717,000 |
| Pretax income | 745,000 | -2,983,000 | -10,989,000 | -12,368,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 745,000 | -2,983,000 | -10,989,000 | -12,368,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,666,000 | 32,963,000 | 30,615,000 | 29,260,000 |
| Total capital | 38,079,000 | 34,345,000 | 31,986,000 | 30,570,000 |
| Risk-weighted assets | 112,902,000 | 107,459,000 | 107,936,000 | 103,052,000 |